List of all fees for Life Freedom Thrive Prepaid Mastercard®
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Fee
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Fee Description
Online/Statement
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Fee Amount
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Details
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Add money
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Direct Deposit
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Deposit
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$0
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Loads by direct deposit may only be made by a representative payee, conservator or public guardian.
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Spend money
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Point of Sale
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POS Purchase
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$0
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Get cash
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ATM Withdrawal
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Withdrawal from Demand
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$2.50
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Additional fees may be charged by merchants, banks and ATM operators in addition to the listed fee.
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Using your Card outside the U.S.
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Foreign Transaction Fee
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Foreign Transaction Fee
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2 %
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This percentage of the US purchase amount plus applicable currency conversion charge by Mastercard.
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International ATM Withdrawal
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Foreign Withdrawal from Demand
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$4.50
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Other fees may be charged by merchants, banks and ATM operators in addition to the listed fee.
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International ATM Balance Inquiry
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Foreign Balance Inquiry Fee
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$2.00
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Other fees may be charged by merchants, banks and ATM operators in addition to the listed fee.
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International ATM Declined Transaction
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Declined Foreign Transaction Fee
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$0.75
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You can avoid this fee by verifying you know your PIN and have sufficient funds on your card to complete the ATM transactions. Other fees may be charged by merchants, banks and ATM operators in addition to the listed fee.
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Other
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Declined POS Transaction
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Declined POS Fee
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$0.75
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You can avoid this fee by verifying you have sufficient funds on your card to complete the purchase.
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ATM Balance Inquiry
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Balance Inquiry Fee
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$1.50
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Other fees may be charged by merchants, banks and ATM operators in addition to the listed fee.
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Declined ATM Transaction
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Declined ATM Fee
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$1.50
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You can avoid this fee by verifying you know your PIN and have sufficient funds on your card to complete the ATM transactions. Other fees may be charged by merchants, banks and ATM operators in addition to the listed fee.
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Issuance of Secondary Card
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Secondary Card Fee
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$6.00
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One-time charge for issuance of each Secondary Card.
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Expedited Shipping Fee
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Expedited Shipment Fee
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$45.00
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Optional Charge for expedited shipping of a new or replacement card.
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Replacement Card Fee
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Replacement Card Fee
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$6.00
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One time fee for replacement of a lost/stolen or damaged card.
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Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to Sunrise Banks N.A., an FDIC-insured
institution. Once there, your funds are insured up to $250,000 by the FDIC in the event the Bank fails, if specific deposit
insurance requirements are met and we have been able to verify your identity. See fdic.gov/deposit/deposits/prepaid.html
for details.
No overdraft/credit feature.
Contact us by calling 866-783-3248, by mail at P.O Box 2030 Rancho Cordova, CA 95670, or visit www.lifefreedomcard.com.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.