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List of all fees for Life Freedom Thrive Prepaid Mastercard®

Fee

Fee Description

Online/Statement

Fee Amount

Details

Add money

Direct Deposit

Deposit

$0

Loads by direct deposit may only be made by a representative payee, conservator or public guardian.

Spend money

Point of Sale

POS Purchase

$0

 

Get cash

ATM Withdrawal

Withdrawal from Demand

$1.75

Additional fees may be charged by merchants, banks and ATM operators in addition to the listed fee.

Using your Card outside the U.S.

Foreign Transaction Fee

Foreign Transaction Fee

2 %

This percentage of the US purchase amount plus applicable currency conversion charge by Mastercard.

International ATM Withdrawal

Foreign Withdrawal from Demand

$4.50

Other fees may be charged by merchants, banks and ATM operators in addition to the listed fee.

International ATM Balance Inquiry

Foreign Balance Inquiry Fee

$2.00

Other fees may be charged by merchants, banks and ATM operators in addition to the listed fee.

International ATM Declined Transaction

Declined Foreign Transaction Fee

$0.75

You can avoid this fee by verifying you know your PIN and have sufficient funds on your card to complete the ATM transactions. Other fees may be charged by merchants, banks and ATM operators in addition to the listed fee.

Other

Declined POS Transaction

Declined POS Fee

$0.50

You can avoid this fee by verifying you have sufficient funds on your card to complete the purchase.

ATM Balance Inquiry

Balance Inquiry Fee

$1.00

Other fees may be charged by merchants, banks and ATM operators in addition to the listed fee.

Declined ATM Transaction

Declined ATM Fee

$0.75

You can avoid this fee by verifying you know your PIN and have sufficient funds on your card to complete the ATM transactions. Other fees may be charged by merchants, banks and ATM operators in addition to the listed fee.

Issuance of Secondary Card

Secondary Card Fee

$6.00

One-time charge for issuance of each Secondary Card.

Expedited Shipping Fee

Expedited Shipment Fee

$45.00

Optional Charge for expedited shipping of a new or replacement card.

Replacement Card Fee

Replacement Card Fee

$6.00

One time fee for replacement of a lost/stolen or damaged card.

                   

Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to Sunrise Banks N.A., an FDIC-insured

institution. Once there, your funds are insured up to $250,000 by the FDIC in the event the Bank fails, if specific deposit

insurance requirements are met and we have been able to verify your identity. See fdic.gov/deposit/deposits/prepaid.html

for details.

 

No overdraft/credit feature.

 

Contact us by calling 866-783-3248, by mail at P.O Box 2030 Rancho Cordova, CA 95670, or visit www.lifefreedomcard.com.

 

For general information about prepaid accounts, visit cfpb.gov/prepaid.

If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.